具體描述
Doing well with money isn’t necessarily about what you know. It’s about how you behave. And behavior is hard to teach, even to really smart people.
Money―investing, personal finance, and business decisions―is typically taught as a math-based field, where data and formulas tell us exactly what to do. But in the real world people don’t make financial decisions on a spreadsheet. They make them at the dinner table, or in a meeting room, where personal history, your own unique view of the world, ego, pride, marketing, and odd incentives are scrambled together.
In The Psychology of Money, award-winning author Morgan Housel shares 19 short stories exploring the strange ways people think about money and teaches you how to make better sense of one of life’s most important topics.
用戶評價
##Important and practical lessons around personal finance
##非常棒的書
##文筆不夠好，重點信息看最後兩章即可
##perfect
##雖然文筆和結構流於專欄作傢體，但是許多樸素的真理不破。有關儲蓄，欲望管理，和對風險的理解這幾點與身邊許多投資人契閤度很高，也是我深以為然的。從理財角度唯一旗幟鮮明不贊同的應該是作者在低利率的大環境和自身高儲蓄、較穩定現金流的情況下堅持全款購房的選擇瞭。
##- Make sure your mindset of money is clear - Money is never enough, what’s important is if it supports your living - Compounding factor is important, be friend with time - Save more spend smarter - Allow room for error for the unexpected changes - Volatility is the price of return, cost of admission to get return
##大道至簡。雖然這本書的視角很基本，行文很口語化，難度很小兒科，但是這不是一本入門級的理財讀物。如果對理財一無所知，連賬都不記的人，看完這本書會估計會覺得，切，這些我也懂。但是作為一個看瞭不下20本中西方理財書籍（or垃圾），躬身實踐多年的老菜鳥（窮鬼），看這本書反而讓我覺得收獲頗多。會覺得，原來自己之前的各種“知易行難”是因為這樣啊！理財就是修行，這確實是一部有實用價值的心理學著作。
##讀完之後，知道存錢的重要性。😂
##後麵圍繞pessimism跟optimism的討論對得起書名，生動而有趣又不失啓發性。前半部分有幾點描述的好：1、拿現金換股票、房子，得到的就是股票、房子，不再是現金，如此簡單，卻又讓萬韆人頭破血流後仍心有不甘；2、沒誰的選擇是不可理解的，都隻是站在各自的個人經驗跟知識積纍做選擇，無論是judging自己還是他人，要理解視角區彆。最大的收獲是多思考wealth跟richness，作者這種付全款防止拿mortgage投資的意識是基於個人independent的目標，很值得參考，要維持足夠的現金持有。金錢隻是通嚮最終價值的橋梁，而人是無法棲居在橋上的，訓練適閤自己的金錢觀念第一步就是要瞭解自己的生活目標，否則自由不可期。